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Customer Credit: The Digital Tab for Your Business

Give your trusted customers the flexibility to pay later, while keeping total control over every cent. digabloPos transforms the traditional tab into a modern and secure credit system.

Digital Customer Credit Accounts

The store tab has existed since the beginning of local commerce. digabloPos digitizes it to make it reliable, transparent, and traceable. Each customer has their own credit account with a balance visible in one click. No more spiral notebooks with illegible names and erased amounts. Every transaction is recorded with the date, item dΓ©tails, and exact amount, creating an indisputable history for both you and your customer.

  • Individual credit account for each customer
  • Real-time balance visible from the customer profile
  • Detailed history of every credit purchase
  • Quick search by customer name or phone number
  • Create a credit account in seconds

Configurable Credit Limits

Trust does not mean the absence of limits. Set a maximum credit limit for each customer based on your business relationship and their payment history. The system automatically blocks new credit transactions when the limit is reached, protecting your cash flow. You can adjust limits at any time, increasing them for reliable payers or reducing them when necessary.

  • Customizable credit limit per customer
  • Automatic block when the limit is reached
  • Visual alert when a customer approaches their limit
  • Modify the limit at any time
  • No mandatory limit for long-standing customers if you choose

Payment Tracking and Balances

When a customer comes to pay their tab, record the payment in one touch. The balance updates instantly. digabloPos gives you a complete view of all outstanding balances, sorted by amount or age. You immediately identify customers with high or overdue balances. Partial payments are handled naturally: a customer can pay part of their balance and come back later for the rest.

  • Record payments in one touch
  • Partial payments accepted and tracked
  • Global view of all outstanding customer balances
  • Sort by amount, age, or customer name
  • Full payment history per customer

Transparency and Trust

Disputes over tabs almost always come from disagreements over the amount. With digabloPos, you can show the customer the exact history of their purchases and payments, item by item, with dates. Transparency eliminates misunderstandings and strengthens the trust relationship with your regular customers. Every account statement is clear, detailed, and beyond dispute.

  • Detailed account statement per customer
  • Full breakdown of each transaction with items and prices
  • Show the statement directly to the customer
  • Print or share the account statement

Seamless Integration with the Register

Customer credit is not a separate module in digabloPos. It is a payment method integrated directly into the checkout, just like cash or card. During checkout, the cashier selects the customer, chooses credit payment, and the transaction is added to their balance. No extra steps, no separate software. The flow is natural and fast.

  • Customer credit as a checkout payment method
  • Select customer from the list or by search
  • Current balance displayed before confirmation
  • Can be combined with other payment methods
  • Receipt showing remaining credit balance

Use Cases

Neighborhood Grocery Store

Neighborhood customers do their daily shopping and pay at the end of the week or month. The grocer records each credit purchase in seconds. When the customer comes to pay, they can see the exact history of their purchases. Credit limits protect the grocer against tabs that accumulate too much.

Corporate Lunch Restaurant

Employees from the office next door eat lunch every day and pay at the end of the month, sometimes through their company. The restaurant owner associates each employee with a credit account and a monthly limit. At month end, they print the detailed statement for each employee or company for invoicing.

Neighborhood Pharmacy

Some regular patients need urgent medication but cannot always pay immediately. The pharmacist records the credit sale with a reasonable limit. The patient returns to pay when they have the funds, and the balance is always clear and transparent for both parties.

Key benefits

Customer Loyalty

Offering credit to your regular customers strengthens their loyalty. They naturally return to you rather than a competitor who does not extend them the same trust.

Cash Flow Under Control

Credit limits and balance tracking protect you against excessive unpaid balances. You know exactly how much money is in customer credit at all times.

End Tab Disputes

The detailed and transparent history of every transaction eliminates disagreements over amounts. Show the statement to the customer and the discussion is over.

Easier Collections

The outstanding balance list, sorted by age, helps you identify and follow up with customers who have overdue payments before the situation deteriorates.

Zero Paperwork

No more tab notebooks, no more sticky notes on the register. Everything is digital, organized, and backed up. You will never lose track of a customer credit again.

Frequently asked questions

30-day free trial

Digitize Your Tab System

Install digabloPos for free and replace your tab notebook with a reliable and transparent customer credit system.

No credit card 2-minute setup Support included